Helping you plan your treatment with confidence.
You may be eligible to apply for early release of your super on compassionate grounds to fund dental treatments that are considered medically necessary, such as dental implants.
Access My Super is an independent third-party service that helps applicants prepare and submit early superannuation release applications. They coordinate documentation between your dental clinic, medical practitioner, and superannuation fund. Fees may apply if your application is approved.
Your application will follow the steps below. Timeframes are estimates and may vary depending on your circumstances and ATO processing.
You can apply independently for early superannuation release through the ATO under compassionate grounds without a third-party service. Learn more on the ATO website.
How It Works
Early release for dental treatment is assessed by the ATO under compassionate grounds. Approval is not guaranteed. Applications require supporting documentation from your treating practitioners and can be lodged directly by you.
If approved, the ATO instructs your superannuation fund to release the funds.
Disclaimer: Access My Super and any other third- party providers referenced on this page are independent services operating separately from Kita Dental. Kita Dental does not control, endorse, or influence their processes, fees, eligibility criteria, assessment outcomes, or timeframes.
Patients are encouraged to seek independent financial advice before engaging any third-party service or making financial decisions related to treatment.
Medicare does not generally cover the cost of dental implant treatment. In some cases, where a specialist anaesthetist is involved, a Medicare rebate may be available for the anaesthetist’s services, as they are an independent health practitioner. Eligibility for any rebate is determined by Medicare based on the item numbers and individual circumstances.
Our team and anaesthetist will provide information about fees and any potential Medicare rebates prior to treatment.
Depending on your cover level and policy, you may be eligible for benefits towards dental implant treatment. Implants are typically classified as major dental and may be subject to waiting periods, annual and lifetime limits, and varying rebate percentages.
Coverage varies between health funds.
Contact your insurer directly with your proposed treatment plan and item numbers to confirm potential rebates before commencing treatment.
To make treatment more accessible, independent financing providers such as HUMM, offer payment plans that allow eligible applicants to spread the cost of treatment over time, with repayment options available weekly, fortnightly, or monthly depending on the approved plan.
More information can be found directly at: hummloan.com
Disclaimer: Humm is an independent third-party finance provider. Kita Dental is not a credit provider and does not provide financial advice or guarantees of approval. All applications are subject to assessment by the finance provider, and eligibility criteria apply. We are not affiliated with HUMM beyond making information available to patients who may wish to explore payment options.
Payment shouldn’t be a barrier to the smile you want.
All on 4 Dental Implants can be an investment. Our team will help you navigate your available options so you can make a decision that works for your circumstances without unnecessary financial stress.
We’re ready when you are.